Planning a trip to Hurghada and wondering whether to bring euros, US dollars, or Egyptian pounds? You are not alone. Currency is one of the most searched topics by tourists visiting Egypt — and for good reason. Getting it right means better rates, fewer fees, and a smoother holiday from the moment you land.
This guide covers everything you need to know about money in Hurghada, including where to exchange currency, which payment methods are accepted, and how to avoid the most common money mistakes tourists make.
What Is the Official Currency in Hurghada?
The official currency of Egypt is the Egyptian Pound, abbreviated as EGP and written as LE (from the Arabic livres égyptiennes). As of 2026, the exchange rate fluctuates, but the euro and US dollar are typically worth significantly more than the pound, meaning your holiday money stretches further than in many European destinations.
While Egyptian pounds are the only legal tender in Egypt, both euros and US dollars are widely accepted in tourist areas, hotels, tour operators, and larger shops in Hurghada.
Should You Bring Euros, Dollars, or Egyptian Pounds to Hurghada?
The short answer: bring euros or dollars and exchange some locally. Here is a breakdown of each option:
| Currency | Accepted in Hurghada | Best Exchange Rate | Practical Use |
| Egyptian Pound (EGP) | Everywhere | ✓ Already local | Markets, taxis, small shops |
| Euro (EUR) | Hotels, tours, some shops | ✓ Very good | Easy to exchange anywhere |
| US Dollar (USD) | Hotels, tours, some shops | ✓ Very good | Widely recognised |
| British Pound (GBP) | Limited | ✗ Harder to exchange | Not ideal |
Euros and US dollars are the most practical foreign currencies to bring. They are accepted in the widest range of places and offer strong exchange rates. British pounds or other currencies may be harder to exchange outside central banks.
Where Is the Best Place to Exchange Money in Hurghada?
You have several options for exchanging currency, each with different rates and convenience:
- Local exchange offices (bureaux de change): These typically offer the best rates and are found throughout Hurghada city and near the main tourist areas.
- Banks: Rates are fair but queues can be long. Bring your passport.
- ATMs: Widely available and convenient. Use bank-affiliated ATMs to avoid high fees. Your card must have a VISA or Mastercard network.
- Hotel reception: Convenient but usually offers the worst exchange rate. Only use for small amounts in an emergency.
- Airport: Exchange a small amount on arrival for transport and tips, then find better rates in the city.
Can You Pay by Card in Hurghada?
Card payments are accepted in large hotels, supermarkets, restaurants, and most tour operators including Elite Tour Hurghada. However, smaller shops, local markets, taxi drivers, and street vendors generally expect cash.
It is strongly recommended to carry a mix of cash in Egyptian pounds for everyday use alongside a card for larger payments.
How Much Cash Should You Bring to Hurghada?
This depends on your travel style, but as a general guide for a one-week holiday:
- Budget traveller: €150–200 in cash for local expenses
- Mid-range traveller: €250–400 for excursions, meals, and shopping
- Comfortable traveller: €500+ if planning multiple day trips or private tours
Remember that tips (known locally as baksheesh) are an important part of Egyptian culture. Always have small bills — 5 or 10 EGP notes — for tipping guides, hotel staff, and drivers.
Are Prices in Hurghada Listed in Euros or Egyptian Pounds?
In tourist-facing businesses such as hotels, tour operators, and excursion desks, prices are often quoted in euros or US dollars as a convenience. This is perfectly normal and legal. Local shops and markets always use Egyptian pounds.
It is worth noting that if a price is quoted to you in a foreign currency, you can often pay in Egyptian pounds at a fair rate — just confirm the rate in advance.
What Is the Best Way to Avoid Hidden Currency Fees?
- Avoid exchanging money at the airport beyond what you immediately need.
- Use ATMs that belong to recognised banks (Banque Misr, Banque du Caire, CIB, HSBC Egypt).
- Always decline the ‘dynamic currency conversion’ option when paying by card — it locks in a poor rate.
- Check your bank’s foreign transaction fees before travelling.
- Keep receipts from exchange offices in case you want to convert remaining EGP back on departure.
Frequently Asked Questions
Can I use euros directly in Hurghada shops?
Yes, in many tourist-facing shops, hotels, and tour operators. However, change may be given back in Egyptian pounds, and the rate applied may not be the most favourable. For the best value, exchange into EGP first.
Is it better to exchange money before travelling to Egypt?
It is generally better to exchange a small amount before departure for arrival costs, then exchange more once you arrive in Hurghada, where rates are typically more competitive.
Are there ATMs in Hurghada hotels?
Most large hotels in Hurghada have ATMs in the lobby or nearby. They accept international VISA and Mastercard. Be aware of the service fee per withdrawal, which can range from €3 to €6 depending on your home bank.
What happens if I run out of Egyptian pounds on a tour?
Many tour operators, including Elite Tour Hurghada, quote prices in euros and can assist if you need guidance on nearby exchange facilities. It is always better to plan ahead and exchange before your trip departs.
✈️ Planning a tour from Hurghada? Elite Tour Hurghada offers private excursions to Luxor, Cairo, the Pyramids and beyond. Browse our tours or contact us for a personalised itinerary.
